Contractors' guarantee insurance

If construction defects only become apparent after acceptance of the building, it can be difficult to assert your claims. With contractors' guarantee insurance, companies have the security of knowing that any such defects in their construction projects will be remedied. All tradesmen's businesses and companies involved in the construction are automatically included in the insurance.

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Contractors' guarantee insurance

Insure the correction of any construction defects

Every company involved in the construction is liable for construction defects for five years following acceptance of the building. Even when the work has long since been accepted. AXA ensures the correction of hidden defects with a work guarantee if the executing firms are unwilling or unable to do this themselves (e.g. following bankruptcy).

Scope of coverage of the contractors' guarantee insurance (work guarantee)

  • AXA guarantees 10% of the work contract amount per contractor for the correction of hidden defects
  • Assumption of the costs for reviewing the claim and inspecting the reported defect by an expert if the contractor and the builder fail to reach agreement
  • Assumption of coverage in the event of bankruptcy or if a contractor fails to adhere to his contractual obligations

Your advantages with AXA

  • Greater flexibility and efficiency
  • Ability to register, issue and manage guarantee certificates simply and comfortably online via the building guarantee portal
  • Unlike with many other providers, with AXA you can have just a single policy relationship with the building guarantee
  • A better overview of all guarantees
  • A renewal or increase in your premium account generally takes place within one working day
  • Technical and specialist support
  • Free technical and specialist support during business hours
  • Simple granting of access rights
  • High level of security

Download: Contract documents for a building guarantee

Building guarantee portal for tradesmen and construction companies

For construction companies AXA offers a building guarantee portal for the time-saving handling and online management of all required building guarantees.

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