All-round everyday protection

Personal liability insurance

Our personal liability insurance is constructed as a modular system: Over and above basic coverage, you choose and pay for precisely the supplementary coverage you actually need. No more and no less.

Calculate the premium now

Get up to CHF 100 discount

Get up to CHF 100 premium discount

Benefit from a one-time CHF 50 discount if you combine a new liability insurance policy with supplementary coverage for hire cars & carsharing or pet damage. If you choose both supplementary modules, you'll save as much as CHF 100 in your first year.

All-round protection and discounted premium

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    Hire cars & carsharing

    The supplementary coverage is ideal for anyone who doesn't own a car and is a frequent user of hire cars or carsharing: It offers protection against high deductibles and avoids expensive additions when you hire a car.

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    Pet damage

    Has your cat scratched the parquet floor? Has your rabbit chewed a cable and caused a short circuit? This insurance covers damage to rented apartments caused by pets.

The benefits of AXA's personal liability insurance

  • Damage to other people and their property – e.g. as a tenant, as a bicycle, e-bike or motorbike rider, or as an animal keeper
  • Damage while flying drones or model aircraft
  • Damage from self-employment (up to max. CHF 12,000 annual earnings)
  • Damage to third-party vehicles 
  • Damage to hired or carsharing vehicles
  • Damage caused by your pets to your rented apartment – including excessive wear and tear

Purchase advice: 0800 800 501

The handling of my case was both rapid and straightforward. A really positive surprise! Thank you. Fabian T.
Claim filed online, very rapid handling with no further inquiries! Many thanks, it was a good experience. Michelle B.
Very satisfied! Fast, simple and transparent - which is important! Magnus L.

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