Building guarantee and surety

If your customer or an official demands security, a partnership with the number one in the Swiss insurance market is worthwhile. Increase your trustworthiness with a surety, bond or guarantee from AXA.

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Building guarantee and surety

  • Simple online processing
  • Tailored individual policies available

Our guarantee on your behalf

Many guarantees can be processed as demand/deposit policies. Standard policies can be arranged online. For special guarantee requirements you receive tailored individual policies.

The most important guarantees:

  • Bid or tender guarantees to ensure the obligations of the vendor according to the offer
  • Performance guarantees to ensure the contractually agreed benefits
  • Deposit guarantees to ensure payment by the customer in case performance does not comply with the contract
  • Work or defect warranty claims to ensure that hidden defects are corrected during the guarantee period (also see contractors' guarantee insurance)
  • Delivery guarantees to ensure the contractually agreed delivery
  • Payment guarantees to ensure payments

The most important bonds:

  • Customs bonds to guarantee the customs fees or to comply with the contract provisions of the customs authorities
  • Professional bonds in connection with the issuance of a professional license or official permit (e.g. for notaries, fiduciaries or for gravel extraction)
  • Tax bonds to ensure various taxes vis-à-vis the tax authorities (e.g. alcohol tax, mineral oil tax, etc.)

Together with tailored individual policies, standard guarantees from AXA are available simply and quickly online.

Insure the correction of any construction defects

Every company involved in the construction is liable for construction defects for five years following acceptance of the building. Even when the work has long since been accepted. AXA ensures the correction of hidden defects with a work guarantee if the executing firms are unwilling or unable to do this themselves (e.g. following bankruptcy).

Scope of coverage of the contractors' guarantee insurance / work guarantee

  • AXA guarantees 10% of the work contract amount per company for the correction of hidden defects
  • Assumption of the costs for reviewing the claim and inspecting the reported defect by an expert if the contractor and the builder fail to reach agreement
  • Assumption of coverage in the event of bankruptcy or if a contractor fails to adhere to his contractual obligations

Your advantages with AXA

  • Greater flexibility and efficiency
  • Ability to register, issue and manage guarantee certificates simply and comfortably online via the building guarantee portal
  • Unlike with many other providers, with AXA you can have just a single policy relationship with the building guarantee
  • A better overview of all guarantees
  • A renewal or increase in your premium account generally takes place within one working day
  • Technical and specialist support during business hours; free of charge
  • Simple granting of access rights
  • High level of security

Building guarantee portal for tradesmen and construction companies

For construction companies AXA offers a building guarantee portal for the time-saving handling and online management of all required building guarantees.

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