Engineering insurance

Even short interruptions to technical facilities, machinery and information technology equipment can result in huge financial losses. Engineering insurance from AXA assumes the costs of repairs, pays the business losses, and bears the additional costs for loss minimization.

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Advantages of AXA's engineering insurance

  • Operating errors covered
  • Choice of deductible
  • Attractive combination discounts

Correct assessment of your technical risks

The desired scope of your engineering insurance is geared to your needs on a point-by-point basis. Thanks to an adjustable deductible you can control the cost of your premiums. Expansion of your coverage is possible at any time.


  • Assumption of costs for repairs or replacement of machinery and facilities at a fixed location and for movable machinery and information technology equipment at present value
  • Costs of recovering IT data
  • Loss of earnings due to reduction or failure in production
  • Additional costs for loss minimization

Insured events:

  • Operating error or carelessness
  • Violent actions
  • Collision, impact, overturning, crashing, or sinking
  • Construction, material or manufacturing errors
  • Breakage, cracks, deformation
  • Overheating, burning
  • Electrical impacts (e.g. short circuit, overcurrent or overvoltage)
  • Failure of systems for measuring, controlling, and safety
  • Failure of electronics

Possible coverage extensions:

  • Fire damage and natural hazard events
  • Theft
  • Water damage
  • New-for-old indemnity

Assembly insurance

The danger of damage to facilities and machinery is never greater than during assembly. Assembly insurance assumes the risks from unloading to successful test operation. With additional modules, the basic insurance can be optimally tailored to the requirements of your assembly plan.

Insurable risks:

  • Assembly errors
  • Planning and calculation errors
  • Construction, material and manufacturing errors
  • Operating errors
  • Theft
  • Water and moisture damage
  • Temperature effects
  • Fire damage and events caused by natural forces
  • Risks of coming on stream

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