Competent support in legal cases

Commercial legal protection insurance

If employees or customers make demands, it quickly costs a lot of money, time and nerves. AXA-ARAG is your competent partner if you need legal support in your business life.

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Legal costs under control

Why do you need a commercial legal protection insurance?

Claims by employees, landlords, suppliers or customers harbor a substantial financial risk for every company.  The business world also faces growth in global risks, operational and supply chain interruptions, constantly changing legal requirements, data misuse, reputation risks (both online and offline), and fraud. Legal protection insurance thus plays a vital role in your company’s cost planning.

With commercial legal protection from AXA-ARAG, you can enjoy peace of mind and continue to focus on your core business when a legal dispute arises – we’ll defend your legal interests and cover the resulting costs. We offer a simple, all-inclusive solution for small businesses.

Comprehensive legal certainty – what does it mean?

If employees, suppliers or customers file claims with your company, the time and cost involved quickly grows. Let AXA-ARAG handle the legal case. With a choice of modules, you can tailor your legal protection optimally to your business.

Benefits/assumption of costs:

  • Legal advice and representation
  • Fees of an independent lawyer
  • Expert opinions
  • Court fees and procedural costs
  • Non-court costs awarded to the opposing party
  • Bail to avoid pre-trial detention (advance payment)
  • Mediation

Basic modules available:

  • Commercial legal protection with amount of insurance up to CHF 1 million
  • Motor legal protection with amount of insurance up to CHF 1 million

Additional modules available:

  • Privacy and internet legal protection with amount of insurance up to CHF 20,000
  • Legal protection for landlords with amount of insurance up to CHF 150,000
  • Contract legal protection with amount of insurance up to CHF 200,000
  • Legal protection for debt enforcement with amount of insurance up to CHF 50,000

More legal protection products for you

Examples of damage/loss

Payment of overtime

Payment of overtime

Andreas Fischer, a former employee of yours, demands that you pay him overtime owing in the amount of CHF 35,000. You know that Fischer worked a lot, but the amount of the claim surprises you. His contract of employment ruled out compensation for overtime. AXA-ARAG advises you and tries to find a solution. You and Fischer reach an agreement before the district court to pay him CHF 8,000.

  1. Statement of costs
  2. Payment to employee CHF 8,000
  3. Court fees CHF 2,175
  4. Non-court costs awarded to the opposing party CHF 0
  5. Cost of legal representation CHF 6,000
  6. Cost of consultation by AXA-ARAG CHF 1,000
  7. Benefits paid by AXA-ARAG CHF 17, 175

Legal services

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Exclusively for AXA-ARAG customers: Use our free legal advice through a lawyer or report your legal case to us.

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Phone:  (Switzerland) 0848 11 11 00, (Abroad) +41 848 11 11 00

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